Renters rente-beregner
Enter starting principal, annual rate, years and compounding frequency to see the future value and interest earned.
Denne side oversætter den engelske original. Beregningsmotoren er den samme.
Kort svar
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Eksempel: 10,000 at 5% compounded annually for 20 years is about 26,533 before tax and fees.
Beregningerne følger formlen på denne side; afrunding og enheder kan ændre sidste ciffer. Behandl resultatet som et pædagogisk skøn.
* Skøn. Faktiske beløb kan variere efter forudsætningerne.
Hvad denne beregner gør
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Hvem det er til
Savers and students who want the growth path, not a product recommendation.
Sådan virker beregningen
Each period the rate is r/n. After nt periods the balance is P(1+r/n)^(nt), plus any contribution schedule on the form.
Formel
A = P(1 + r/n)^(n t)
Forudsætninger
- The rate stays constant.
- No tax drag unless you model it yourself.
- Deposits occur on the schedule implied by the fields.
Begrænsninger
- Not investment advice.
- Inflation and fees are excluded unless you reduce the rate yourself.
Sådan bruger du værktøjet
- 1Enter principal and annual rate.
- 2Set years and compounding frequency.
- 3Read future value and interest.
Ofte stillede spørgsmål
- What is the Rule of 72?
- 72 divided by the annual rate roughly estimates years to double. It is an approximation, not this calculator’s output.
- Daily vs monthly?
- More frequent compounding earns slightly more at the same nominal annual rate.