Sudėtinių palūkanų skaičiuoklė
Enter starting principal, annual rate, years and compounding frequency to see the future value and interest earned.
Šis puslapis verčia anglų originalą. Skaičiavimo variklis tas pats.
Trumpas atsakymas
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Pavyzdys: 10,000 at 5% compounded annually for 20 years is about 26,533 before tax and fees.
Skaičiavimai atitinka šio puslapio formulę; apvalinimas ir vienetai gali pakeisti paskutinį skaitmenį. Rezultatą laikykite mokomuoju įverčiu.
* Įvertis. Faktinės sumos gali skirtis pagal prielaidas.
Ką daro ši skaičiuoklė
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Kam skirta
Savers and students who want the growth path, not a product recommendation.
Kaip veikia skaičiavimas
Each period the rate is r/n. After nt periods the balance is P(1+r/n)^(nt), plus any contribution schedule on the form.
Formulė
A = P(1 + r/n)^(n t)
Prielaidos
- The rate stays constant.
- No tax drag unless you model it yourself.
- Deposits occur on the schedule implied by the fields.
Apribojimai
- Not investment advice.
- Inflation and fees are excluded unless you reduce the rate yourself.
Kaip naudoti įrankį
- 1Enter principal and annual rate.
- 2Set years and compounding frequency.
- 3Read future value and interest.
DUK
- What is the Rule of 72?
- 72 divided by the annual rate roughly estimates years to double. It is an approximation, not this calculator’s output.
- Daily vs monthly?
- More frequent compounding earns slightly more at the same nominal annual rate.