Calculator dobândă compusă
Enter starting principal, annual rate, years and compounding frequency to see the future value and interest earned.
Această pagină traduce originalul în engleză. Motorul de calcul este același.
Răspuns rapid
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Exemplu: 10,000 at 5% compounded annually for 20 years is about 26,533 before tax and fees.
Calculele urmează formula de pe această pagină; rotunjirea și unitățile pot schimba ultima cifră. Tratați rezultatul ca o estimare educativă.
* Estimare. Sumele reale pot varia în funcție de ipoteze.
Ce face acest calculator
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Pentru cine este
Savers and students who want the growth path, not a product recommendation.
Cum funcționează calculul
Each period the rate is r/n. After nt periods the balance is P(1+r/n)^(nt), plus any contribution schedule on the form.
Formulă
A = P(1 + r/n)^(n t)
Ipoteze
- The rate stays constant.
- No tax drag unless you model it yourself.
- Deposits occur on the schedule implied by the fields.
Limitări
- Not investment advice.
- Inflation and fees are excluded unless you reduce the rate yourself.
Cum folosești instrumentul
- 1Enter principal and annual rate.
- 2Set years and compounding frequency.
- 3Read future value and interest.
Întrebări frecvente
- What is the Rule of 72?
- 72 divided by the annual rate roughly estimates years to double. It is an approximation, not this calculator’s output.
- Daily vs monthly?
- More frequent compounding earns slightly more at the same nominal annual rate.