Salikto procentu kalkulators
Enter starting principal, annual rate, years and compounding frequency to see the future value and interest earned.
Šī lapa tulko angļu oriģinālu. Aprēķinu dzinējs ir tas pats.
Īsa atbilde
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Piemērs: 10,000 at 5% compounded annually for 20 years is about 26,533 before tax and fees.
Aprēķini atbilst šīs lapas formulai; noapaļošana un mērvienības var mainīt pēdējo ciparu. Uzskatiet rezultātu par izglītojošu novērtējumu.
* Novērtējums. Faktiskās summas var atšķirties atkarībā no pieņēmumiem.
Ko dara šis kalkulators
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Kam tas paredzēts
Savers and students who want the growth path, not a product recommendation.
Kā darbojas aprēķins
Each period the rate is r/n. After nt periods the balance is P(1+r/n)^(nt), plus any contribution schedule on the form.
Formula
A = P(1 + r/n)^(n t)
Pieņēmumi
- The rate stays constant.
- No tax drag unless you model it yourself.
- Deposits occur on the schedule implied by the fields.
Ierobežojumi
- Not investment advice.
- Inflation and fees are excluded unless you reduce the rate yourself.
Kā lietot rīku
- 1Enter principal and annual rate.
- 2Set years and compounding frequency.
- 3Read future value and interest.
BUJ
- What is the Rule of 72?
- 72 divided by the annual rate roughly estimates years to double. It is an approximation, not this calculator’s output.
- Daily vs monthly?
- More frequent compounding earns slightly more at the same nominal annual rate.