Calculadora de interés compuesto
Enter starting principal, annual rate, years and compounding frequency to see the future value and interest earned.
Esta página traduce el original en inglés. El motor de cálculo es el mismo.
Respuesta rápida
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Ejemplo: 10,000 at 5% compounded annually for 20 years is about 26,533 before tax and fees.
Los cálculos siguen la fórmula de esta página; el redondeo y las unidades pueden cambiar el último dígito. Trate el resultado como una estimación educativa.
* Estimación. Los importes reales pueden variar según las hipótesis.
Qué hace esta calculadora
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Para quién es
Savers and students who want the growth path, not a product recommendation.
Cómo funciona el cálculo
Each period the rate is r/n. After nt periods the balance is P(1+r/n)^(nt), plus any contribution schedule on the form.
Fórmula
A = P(1 + r/n)^(n t)
Supuestos
- The rate stays constant.
- No tax drag unless you model it yourself.
- Deposits occur on the schedule implied by the fields.
Limitaciones
- Not investment advice.
- Inflation and fees are excluded unless you reduce the rate yourself.
Cómo usar esta herramienta
- 1Enter principal and annual rate.
- 2Set years and compounding frequency.
- 3Read future value and interest.
Preguntas frecuentes
- What is the Rule of 72?
- 72 divided by the annual rate roughly estimates years to double. It is an approximation, not this calculator’s output.
- Daily vs monthly?
- More frequent compounding earns slightly more at the same nominal annual rate.