Kalkulator složene kamate
Enter starting principal, annual rate, years and compounding frequency to see the future value and interest earned.
Ova stranica prevodi engleski izvornik. Motor izračuna je isti.
Brzi odgovor
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Primjer: 10,000 at 5% compounded annually for 20 years is about 26,533 before tax and fees.
Izračuni slijede formulu na ovoj stranici; zaokruživanje i jedinice mogu promijeniti zadnju znamenku. Rezultat tretirajte kao obrazovnu procjenu.
* Procjena. Stvarni iznosi mogu varirati ovisno o pretpostavkama.
Što ovaj kalkulator radi
It applies compound interest for the frequency you choose and optionally adds regular contributions if the form supports them.
Za koga je
Savers and students who want the growth path, not a product recommendation.
Kako izračun funkcionira
Each period the rate is r/n. After nt periods the balance is P(1+r/n)^(nt), plus any contribution schedule on the form.
Formula
A = P(1 + r/n)^(n t)
Pretpostavke
- The rate stays constant.
- No tax drag unless you model it yourself.
- Deposits occur on the schedule implied by the fields.
Ograničenja
- Not investment advice.
- Inflation and fees are excluded unless you reduce the rate yourself.
Kako koristiti alat
- 1Enter principal and annual rate.
- 2Set years and compounding frequency.
- 3Read future value and interest.
Česta pitanja
- What is the Rule of 72?
- 72 divided by the annual rate roughly estimates years to double. It is an approximation, not this calculator’s output.
- Daily vs monthly?
- More frequent compounding earns slightly more at the same nominal annual rate.